Get Ready for Hurricanes with the My Safe Florida Home Program
Protect Your Home and Save Money
The My Safe Florida Home Program was established by the Florida Legislature to help single-family homeowners protect their homes against hurricanes and save money in the process.
Don't wait, apply for your free home hurricane inspection today
Free and obligation-free home hurricane inspection for your single-family home
Free and obligation-free home hurricane inspection for your single-family home
Enhance the Strength of Your Home with Strengthening Improvements
Upon recommendation from your home hurricane inspection, program grant money is available for the following strengthening improvements:
ROOFS & STRUCTURE
- Install Secondary Water Resistance for the Roof
- Upgrade Roof Covering
- Improve the Strength of Roof Deck Attachments
- Reinforce Roof-to-Wall Connections
OPENINGS
- Exterior Door Upgrades
- Garage Door Upgrades
- Window Upgrades
Save on Purchases and Insurance Today
Designed to fortify Florida homes against hurricanes, this program also helps homeowners save money.
Apply for State Grant Funds
You could receive a $2 state grant for every $1 spent on eligible home improvement projects, up to $10,000, for homes located in designated wind-prone areas.
Tax Savings
Enjoy a tax break on impact-resistant doors, windows, and garage doors purchased from July 1, 2022 to June 30, 2024, as they are exempt from state sales tax (6%).
Lower Insurance Premiums
By participating in the program, you may see a reduction in your home insurance premiums.
Wind storm Next step
Prepare now, submit your application!
Frequently Asked Questions
The My Safe Florida Home Program was recently re-established by the Florida Legislature. The program is comprised of two main elements:
Wind Mitigation Home Inspections – Up to 145,000 site-built, single-family residential homes are eligible for free wind mitigation inspections by the state. Inspections will identify potential improvements to mitigate homes against future wind damage.
Wind Mitigation Grant Awards – After receiving a wind mitigation inspection, eligible homeowners can apply for grants to make improvements to their homes, with the state providing $2 in grants for every $1 the homeowner provides (up to $10,000).
Owners of site-built, single-family residential homes can apply for a free wind mitigation inspection.
Homeowners who have received a wind mitigation inspection and meet the following criteria may be eligible for a matching grant:
- Proof of homestead exemption
- Documentation of home insurance for less than $500,000
- Home located in the wind-borne debris region of the state
- Building permit issued prior to January 1, 2008
- Agreement to re-inspect the home after construction work is completed.
You can apply for a free wind mitigation inspection by visiting the program’s website.
Eligible homeowners can receive a matching grant of up to $10,000 for qualified hurricane mitigation projects. The program will provide $2 in grants for every $1 the homeowner provides, with a maximum of $5,000 from the homeowner required.
Grant funds may be used for improvements such as upgraded roof coverings, strengthened roof deck attachments, reinforced roof-to-wall connections, improved exterior doors, garage doors, and windows, and more.
Sales tax is exempt on purchases of impact-resistant doors, windows, and garage doors from July 1, 2022 to June 30, 2024. Visit the program’s website for more information on tax breaks.
No, a licensed inspector will be assigned to you after you apply and are approved for a wind mitigation inspection.
The Department of Financial Services will provide a list of approved contractors to choose from after a grant has been approved.
Your inspection report will be uploaded and reviewed, and you will receive an email notification when you can submit a grant application if you choose to do so.
